Concurrent ownership refers to property that is

Concurrent ownership refers to property that is owned by more than one person at the same time. It is different from individual ownership (B) as concurrent ownership involves multiple owners. It is also different from bank ownership (A), as concurrent ownership implies that none of the owners have full ownership of the property. Concurrent ownership is also not the same as lease (C), as lease implies that the person leasing the property does not have full ownership rights. Therefore, D is the most accurate description of concurrent ownership.